Rummy is one of the very popular card games in India played with 2 decks of cards and 2 jokers. This is considered to be an interesting game of skill rather than a game of chance as players play against the odds and win the game by turning the tide in their side. It is constantly and quickly moving on the lane of popularity in India for immense simplicity and rewarding endeavor. If you’re new to this game and wondering how to play it online in India, then this post would reduce your worries by providing the step-by-step approach and helpful guidance. Let’s start the Rummy tutorial!

Play Rummy Online For Real Money


What Is Online Rummy?

Online Rummy is a card game played over the internet with the objective of arranging 13 cards in the proper sets and sequences. A player has to make a valid declaration by selecting and discarding cards from given piles. Cards in each suit are arranged in a rank starting from low to high with Ace (A), 2, 3, 4, 5, 6, 7, 8, 9, 10, Jack (J), Queen (Q), and King (K). To win the game, a player has to form at least 2 sequences. From these sequences, one should be a pure sequence while others can be any valid set or sequence. Keep in mind that no valid declaration can be made without a pure sequence. 

Can Players From India Play Online Rummy?

It is absolutely legal and safe to play online Rummy in India because it is based on skill rather than chance. According to the Indian laws, chance-based games such as baccarat and roulette are restricted, however they can play these games at offshore sites. On the other hand, games of skills can be played for money as well as free. According to the 1967 ruling of India’s Hon’ble Supreme court, Rummy is not counted among the games that require skill. So, overall Indian players are not prohibited to play Rummy game online.   

Rules Of Indian Rummy

The popular Indian game of online rummy has simpler and easier rules to learn. However, there are certain terminologies and things that you must consider before playing the game. They are described below –

  • Set 

A set is a group of 3 or 4 cards of the same value but from different suits. 

  • Number of cards

The game is started by giving 13 cards to each player. These cards are dealt randomly.  

  • Pure Sequence

A group of 3 or more cards belonging to the same suit and placed in the consecutive order. You cannot use Joker or wild card to form a pure sequence. 

  • Number of players

Minimum 2 and maximum 6 players are required to play rummy game. When more than 2 players are involved in the game, 2 cards decks are used. 

  • Second/Impure Sequence

This is a group of at least cards or more of the same suit with one or more Joker card. 

  • Buy In

The bet you have to place to join the rummy tournament. 

  • Joker

Joker is a card that can replace other cards to form sets and sequences. 

  • Discard

With each draw, you need to discard a card from your hand. 

  • Deal

Every player in Rummy game is provided the specific number of cards from one or more standard decks of 52 cards. Stock (undealt cards) are placed face-down on the table. A card can be placed face-up on a discard pile next to the remaining undealt cards where players shed or discard their cards.

  • Melds

A meld can be either a set, a book, or a sequence. 

  • Declare

This is the celebrating moment when you have prepared all the sequences and discard the last card to complete the slot. 

  • Closed Deck

The deck of face-down cards after dealing all the cards to players. 

  • Draw

This is a situation when a player has to select a card from the closed deck during the game. 

  • Toss

Toss card is used to decide which player will play the game first. In the beginning, each player is given a card. The winner of a toss is a player having the highest hand card. The ranking is given as – Joker, Spade, Heart, Club, and Diamond. 

At the beginning of the game, a toss is made to determine which gamer will deal the cards.  A wild card is selected at the random from closed deck. 13 cards are dealt to each player. One card is selected from the rest of cards and placed face up to create an open deck. Remaining cards are placed face down to create a closed deck. 

Players have to place all the cards in his/her hand in a proper set or sequence. Each of them have to select card from either the open deck or closed deck. Also, they have to discard one of their cards to the open deck.  A player who perfectly arranges all his or her cards in the proper sequence or set at the first will win the game.  


Mainly, there are 3 variants of Rummy game played online in India. All 13 cards online Indian rummy variations have the same basic rules – create sequence or sets before others. However, there are just a few differences between each. Let’s see what these are –

  • Deals Rummy

Offering immense fun and entertainment, this rummy variant requires virtual chips to play. The number of deals are determined in advance. A player who has the the most points of chips at the end of the game wins the game.  

  • Pool Rummy

All players on the table combine or pool in their entry fee when they take seats to play the game. The pooled amount is given to the winner (a player who has zero points).  Each player has to play to collect zero points as points have negative value in this variant. A gamer who gathers the maximum points are eliminated from the game. 

  • Points Rummy

In this variant of Rummy, monetary value of each point is determined beforehand and a winner is declared at the deal’s end. A winner is a player who get all the arranged sequence set first before others and has the least points.  

Virtual & Live Rummy

Do you love the game of online Rummy? Why not to boost the excitement by playing this game virtually or live? Is it seems a dream? No, it is totally true because you can play a nice game of Rummy live, with your friends or in person. How? Here’s its answer. 

– Virtual Rummy

The different ball game of virtual Rummy has everything such as cards, shuffling, dealing, and more but they are controlled by software rather than a real person in a 2D or 3D animated environment. And, the best part is that there is no possibility of getting scammed or any trickery because every action is random here. You just need an online casino offering this game for Indian players.  

– Live Rummy 

Just imagine how awesome it would be if the actions of Rummy game are live-streamed directly on your device screen in full HD? It can be possible with Live Rummy played in a live room where authentic human dealer will deal the cards for you in an extremely interactive environment. So, it would going to be the most amazing online gaming experience ever. 

Winning Potential

Unfortunately, there are not multiple ways of winning in online Rummy game. As said earlier, it has simpler rules and does not require any specific set of skills but an ability to ace against other players. However, when it comes to earning more money, the name of “Points Rummy” variant comes out. In this variant, players have to collect points whose monetary value is already decided beforehand in INR. Joker card has 0 points, while J, Q, K, and A carry 10 points. Other cards have points as per their own face value. The hand score of all losing players is determined at the end of the game. The winner is rewarded the sum of hand score of all losing players multiplied by each point’s monetary value. 

Don’t know how to calculate the points of losing hand? Not to worry. Here is your guide –

  • Add all remaining cards but just the pure sequence if losing hand has a pure sequence.
  • Add all the cards if losing hand does not have pure sequence.  

Tips To Play & Win Indian Online Rummy Like A Pro

Want to be a successful Indian online Rummy player? Here, we are sharing some useful tips that will assist you in winning this game and stay ahead of your opponents. 

  1. Memorize the game rules, understand basic terminologies, and clear objective you have to achieve.
  2. Create the pure sequence in the starting to make a declaration.
  3. Make sure that a proper sequence will be your lifeline. So, give your complete focus on forming proper sequences. 
  4. Discard cards having the high points including Ace, J, Q, and K. Instead of using these cards, replace them with Wild Cards or Joker. This will help you in decreasing the point load if you lose the game in the end. 
  5. Please note that overconfidence and haste are two things that can become your biggest obstacle in the game. So, try to keep some patience and play a game confidently despite the present situation. Take decisions after thinking about possible outcomes before selecting or dropping a specific card. 
  6. It is not necessary that royal cards will always be your best buddy even they can be your enemies as well. Hence, if these cards are not in the sequence, hold back from keeping A, J, Q, and K.  
  7. Jokers are trump cards in Indian Rummy game that can replace other cards to complete a set. So, try to make the best use of it in replacing the high value cards. Keep in mind that wild cards and Joker cannot be used to create a pure sequence.  
  8. Don’t let your emotions to rule over you even allow wisdom and logical decision-making to be your guide. Never underestimate other players and don’t show failure on your face or in body language. 
  9. Find the smart cards and use them effectively. 
  10. Check and recheck your cards before making the final declaration and hitting the button because an invalid declaration can decrease the winning possibility and provide a loss. 
  11. Try to avoid selecting the cards from the discard pile.
  12. Quit the game if you find that cards are not in your favor and your tricks and strategies are not working. 

Be careful while following these tips. And, most importantly, don’t understand this game as a way to earn money, but enjoy it just as a source of fun. 

Can I Play Online Rummy For Free And Real Money In India?

There are a number of online games that can be played for both fun and real money. So, it is obvious to ask if online Rummy can also be played for cash and free. It totally depends on players in India because internet world is equipped with many sites that offer this game in fun (demo) and real money mode. If online Rummy is a new term for you, then play it for free to hone up your skills and get well-versed with rules. Once you master the game, use that practice and hard work to play Rummy with Indian rupees at trusted real casinos. 

Frequently Asked Questions

It is absolutely safe and legal to play Rummy game online in India as it is a game of skill that can be played for fun and real money without any concern.  

Yes, the game of online rummy is 100% safe to play in India. The reason is that it is just a game of skill and does not count as a form of gambling.

Since rummy is a safe and legal game to play online in India, a number of sites offer this game to Indian players. Some of them include 10CRIC 

The game of rummy played over the web is called an online rummy. It is played to bring 13 cards in the proper set and sequence and make a valid declaration.   

Rummy is considered as a game of skill where players have to arrange cards using a joker, select and discard cards to come out as a winner. So, it is not gambling.

The very popular game of online rummy can be played on mobile devices by downloading the best apps. Some of them include Adda52, Junglee Rummy, and Classic Rummy.

The game of online rummy is played with 2 decks of cards and two jokers. To win the game, a player has to create a minimum of 2 sequences and make a valid declaration.

The online rummy is usually safe to play in India. However, cash rummy is banned to play in Kerala. The Kerala High Court stated that playing rummy for stakes is an offense.  

 Yes, the game of online rummy can be played with rupees to earn money in real-time at 10CRIC. Just remember that you’ll select the site and game variant intelligently.

There are multiple variations of Rummy. It includes Gin Rummy, Indian Rummy, Kalooki Rummy, 500 Rummy, 13 cards Rummy, and Oklahoma Rummy. Indian Rummy game is played using two decks of cards. 10CRIC offers Three Card Rummy.