UPI Casinos in India

UPI (Unified Payments Interface) was launched in 2016 by the state-owned organization – NPCI (National Payments Corporation of India) as an instant real-time payment system. This organization regulates the country’s most digital payments and facilitate inter-bank transactions. It is an immediate real-time payment system that facilitates the instant transfer of funds between two bank accounts through mobile apps much faster than NEFT. 

How UPI Works?

Regulated by the RBI (Reserve Bank of India) and IBA (Indian Bank Association), UPI works by immediately transferring the funds between 2 bank accounts on mobile platforms. To use this service, a customer has to create a VPA (Virtual Payment Address) of their choice and connect it to their bank account. Apart from this virtual address, a user does not require remembering any other details such as IFSC codes, beneficiary account number, etc.

UPI Fulfills Half Of All Indian Digital Payments

The popularity of UPI has grown exponentially from the last few years. It fulfills more than half of the digital transactions in India. According to the current growth estimates, transactions through UPI (1.22 billion in November 2019) are expected to surpass card payment within a couple of years to come. The number of banks processing UPI based transactions has increased from 21 banks in 2016 to over 142 banks currently. 

In September, the share of UPI for the digital transaction – 45% – has gone higher than cards (42.56%) for the first time. In October, card-based transactions reduced by 6.89%. Until August 2019, this interface witnessed 1,029.44 crore transactions. It is expected that the annual number of UPI transactions could reach 60 billion by 2023.

How Safe And Secure UPI Is?

Currently, UPI has become the widely used payment service that allows secure transactions. This is the most innovative, safe, and secure interface that is based on Single Click Two Factor Authentication. The end customers enjoy round the clock availability and benefit from a single click authentication. The Two Factor Authentication is much similar to OTP (one time password). It offers the ease to access different bank accounts from a single application. All transactions are processed in a highly encrypted format. The IMPS network of NPCI handles over INR 8,000 crore worth of transactions per day. It will increase with the rapid use of mobile phones.

How To Make Deposits Using UPI?

Depositing money using a safe and easier UPI payment service is quite simple. However, the deposit process varies based on the platform you’re using. If you’re using a desktop, then simply log in to your account and click on the ‘Cashier’ button. Choose the Make A Deposit option and then click on the UPI tab. Follow all the on-screen instructions as recommended. 

The steps of the deposit process will differ a little when you’re depositing the funds using UPI-based apps. Start the procedure by login to your account and then choose the “Real Money” tab in the lobby. Click on the “Deposit” tab and then hit on the “UPI” tab. Next, proceed as instructed on-screen.


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If you’re a web user, you have to simply log in to your account and click on the “Deposit” button. Next, hit the “UPI” tab and continue the process following the on-screen instructions.

How To Make Withdrawals Using UPI?

According to the sources, customers will soon be able to use UPI for cash withdrawals. The UPI-based cash withdrawal service will be quite easier and processed in a step-by-step manner. Users can start the withdrawal process through QR code instructions on the terminal. It will flash a dynamic QR code that customers have to scan by the selected UPI app. The very popular mobile wallet PhonePe now enables its customers to cash out the funds through UPI payment service using its new PhonePe ATM feature. However, it allows only small withdrawals at the moment. Using this feature, users can transfer their funds to a merchant using the app and then withdraw the same amount from them.

Apps That Support UPI Payments

There is a large number of apps that offer UPI payment services. The popular ones include Paytm, Hike, WhatsApp, PhonePe, Google Tez, Google Pay, and Truecaller. The UPI-based payment service in WhatsApp is integrated within chats. Paytm and PhonePe are mobile wallets, while Google Tez is a payment app. 

The BHIM app of the country’s government noticed a decline of 10.06% in the number of UPI transactions in October. While Google Pay holds its top position as the leading app for UPI transactions with a growth rate of 9.92%.

Banks That Support UPI Payment Service

As described above, the number of banks live on UPI have increased from the past years. So many banks have incorporated this interface on their banking platform. It is offered via the dedicated app of a respective bank or a separate one. Some of the popular banks with UPI payment service includes – 

  1. ICICI Bank (iMobile) 
  2. South Indian Bank (SIB M-Pay)
  3. Axis Bank (Axis Pay) 
  4. Bank of Baroda (Baroda MPay)
  5. UCO Bank (UCO-UPI)
  6. Punjab National Bank (PNB UPI) 
  7. Federal Bank (Lotza)
  8. United Bank of India (United UPI)
  9. State Bank of India (SBI Pay)
  10. Yes Bank (Yes Pay Wallet)
  11. Union Bank of India (Union Bank UPI)
  12. HDFC (HDFC Bank Mobile Banking)
  13. Karnataka Bank (KBL Smartz)
  14. Bank of Maharashtra (MahaUPI)
  15. Vijaya Bank (Vijaya UPI app)

Each bank offers its own UPI for different mobile platforms such as iOS, Windows, and Android. Whether or not a bank will charge any amount for the UPI service will depend on the bank you’re using.

How Casino Players Can Use UPI Payment Service?

Gamblers can conveniently make the payment using UPI by registering at the licensed sites accepting payment using UPI-based apps. For example, if you’re a Paytm user and based in India, you can choose 10CRIC or Jeetwin site. These are the most reputed online casinos that accept players from India and allow them to make payments using Paytm. 

Even though Google Pay is not among the most popular casino payment methods online, many Android users have found it perfect for gambling transactions. They find it much more convenient than other options as it helps in making the speedy transactions within one tap and charge no amount from its customers. All the reputable casino apps accepting Google Pay as a payment method keep the player’s financial information confidential and do not share it with others. That’s a reason why millions of online gamblers across the world use Google Pay to deposit the money at their favorite casino site including LeoVegas.

Pure Casino Accepts Numerous UPI Based Payment Methods!

The Pure Casino, a pure gambling platform online, becomes one of the most favorite choices of a large number of Indian players for being Indian-friendly. It accepts deposit and offers a bonus in INR – Indian Rupees and supports multiple Indian languages. It holds the license issued by the Curacao government. One of the primary reasons why it stands out from the rest in the Indian online casino world is that it has one of the lowest minimum first deposit limits of ₹250 in all of the Indian market. In addition, it offers multiple UPI based payment methods to save the players’ time, money, and efforts.

What Are The Charges For Using UPI?

National Payments Corporation of India has declared that they’ll charge Rs. 0.50 for each transaction. It will be available as an IMPS transaction on the bank statement. PhonePe users do not have to worry about it as it does not charge any amount from its users.

Frequently Asked Questions

Frequently Asked Questions

What is UPI?

UPI or Unified Payments Interface is an instant real-time payment system that transfers funds between 2 accounts through a mobile platform. It is developed by NPCI (National Payments Corporation of India) and controlled by RBI.

How to use UPI?

Unified Payments Interface instantly transfer the money between two bank accounts through a mobile platform. To access the service, users have to create a Virtual Payment Address and link it to their bank account.

Do UPI based payment methods safe?

UPI payments are highly safe as it is based on Single Click Two Factor Authentication. All transactions are processed in an encrypted format. PhonePe runs on UPI, which is developed over IMPS.

How to pay with UPI?

Login to iMobile and click on UPI. Select “Pay with Virtual Payment Address” and enter your VPA details. Choose the VPA to debit and tap on Submit. Check the details and hit Submit.

Which is the best online casino for UPI transactions?

Indian players can choose Pure Casino as the best online casino. It accepts payment in Indian Rupees and offers multiple UPI based payment methods for instant and secure transactions.

What is the per day limit of UPI?

UPI daily transaction limit set by NPCI is Rs. 1 lakh from a bank account. Per day, a person can make up to 10 transactions within Rs. 1 lakh limit.

Is Google Pay safe?

Google Pay is safe for debit card information as it works on the UPI platform, developed by NPCI. Users can keep their private details safe whenever they’re paying for a product online.

Which is the safest UPI app?

The BHIM SBI Pay is the safest UPI app as it requires only 6 digits PIN for its use. The UPI and PIN make it safer than Mobikwik, Paytm, and Phonepe.

How do I get a UPI ID?

Open Google Pay and tap your photo in the top left corner. Then, click on the Bank account whose UPI ID you want to get. The relevant UPI ID will appear.

Which is better Google Pay or BHIM?

BHIM app owned by the country’s government is slightly better than Google Pay because it has comparatively more payment options. Further, BHIM interface is more user-friendly than Google Pay.

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